Driving in Rhode Island? You have to have auto insurance to drive on local roadways by law. As simple as it sounds, selecting the correct car insurance coverage in the 02907 zip code and Providence area can be harder than it appears. Traffic collisions and traffic citations are a regular occurrence in the area. While you can save money on insurance by going with a cut rate provider, we don’t recommend it at all. You can also secure an auto insurance discount in the 02907 zip code by paying in a yearly lump sum or taking a defensive driving course. No matter what you choose, it should always be a goal to carry over the minimum level of insurance coverage. No matter how good a driver you are, accidents happen. Go with the wrong insurance company and you could be in a world of financial hurt.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Rhode Island is one of the safer areas to drive in. As of 2015, traffic fatalities were at all time lows according to RI.gov with just under 50 occurring on roadways. Overall accidents still totaled well over 20,000 and thousands of Rhode Island drivers were still injured in accidents. In terms of loss of life though, Rhode Island is relatively safe compared to the rest of the nation.
No matter how good a driver you are, there is always risk. It’s important to have the right car insurance. Liberty Mutual is our #1 choice based on customer service and average price. Make sure to get a free Liberty Mutual Auto insurance quote today!
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Rhode Island and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Rhode Island that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Rhode Island for 02907
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 02907 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Rhode Island auto insurance that is customized to the needs of Providence residents. There are many types of insurance needs for 02907 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Rhode Island
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Providence for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Rhode Island in terms of Bodily Injury and Property Damage Coverage in 02907.
Minimum Coverage Amounts
|Bodily Injury Coverage||$25,000 per person and $50,000 per accident|
|Property Damage Coverage||$25,000 per accident|
Who has the Cheapest Car Insurance in Rhode Island?
We took a look at the cheapest car insurance providers in Rhode Island, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 02907
When it comes to getting the best auto insurance quotes in 02907 and Providence, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Rhode Island. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
Providence Defensive Driving
Want the best defensive driving courses in Providence, RI? We're looking too! Let us know who is the best in Providence.
Mandatory Minimum Car Insurance Coverage Amounts by State
Each state has its own rules for insurance. Make sure you read closely here so the insurance you buy covers you to the level you need legally.
The Safe Driver’s Guide to Auto Insurance
Are you a safe driver? Learn how much you can save on auto insurance just with your good habits behind the wheel. A Safe Drivers Guide to Auto Insurance
How Much Can You Save on Insurance with Defensive Driving?
Wondering how much you can save on insurance with defensive driving? We've got the inside scoop on defensive driving course insurance discount options.
Saving Money on Auto Insurance
Want to save money on car insurance? Save money on your auto insurance by taking advantage of these tips and methods for the best rate.