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Auto Insurance 03103

Brandon Myers by Brandon Myers | Last Updated: May 13, 2021 |
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Securing a good deal on auto insurance in the Granite State can be harder than it sounds.  The process of buying car insurance is a confusing one.  New Hampshire is one of only two states in the union that doesn’t require drivers to carry auto insurance.  That doesn’t mean that you shouldn’t have it as the state still requires a minimum level of financial coverage.

We highly recommend that you secure at least a minimum level of coverage so you don’t find yourself massively out of pocket in the event of an unforeseen accident.  If you’re looking for the best car insurance in the 03103 zip code and Manchester the next few paragraphs should help point you in the right direction.

Best New Hampshire Auto Insurance Quotes - Gabi Insurance Compares 40+ Providers for Free!

According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year.  New Hampshire struggles mightily in this area and the numbers really tell the story.  For the last decade or so, car accidents have been on the rise in New Hampshire.  Over 100 people die on the roadways in New Hampshire each year.  Even more are injured.  Millions in accident damage, missed work, and other expenses are paid out of pocket by residents of the 03103 zip code and Manchester every day.  It’s really important to have insurance.  In our opinion even though it is not required in New Hampshire, you should have at least a level of insurance coverage.

No matter how good a driver you are, there is always risk.  It’s important to have the right car insurance.  Liberty Mutual is our #1 choice based on customer service and average price.  Make sure to get a free Liberty Mutual Auto insurance quote today!

When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket.  Weigh the insurance minimums in New Hampshire and where you want to be in the case of an accident.  With mobile phones and plenty of distractions in the car, chances of having a car wreck in New Hampshire that involves injury are higher than they’ve ever been.  Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.

Best Car Insurance in New Hampshire for 03103

We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers.  Picking the best car insurance company in 03103 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.

Simply put, Liberty Mutual Insurance offers affordable New Hampshire auto insurance that is customized to the needs of Manchester residents.  There are many types of insurance needs for 03103 drivers, but Liberty Mutual covers them all in one easy and free online quoting process.  Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all.  It couldn’t be a simpler process and the statistics tell it all.  

Minimum Auto Insurance Coverage in New Hampshire

You really should evaluate your coverage options, look at your budget, and decide which policy is right for you.  At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Manchester for most of your car journeys.  The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident.  That said, here is the minimum auto insurance coverage in New Hampshire in terms of Bodily Injury and Property Damage Coverage in 03103.

Coverage Type

Minimum Coverage Amounts

Bodily Injury Coverage $25,000 per person and $50,000 per accident
Property Damage Coverage $25,000 per accident
 

Who has the Cheapest Car Insurance in New Hampshire?

We took a look at the cheapest car insurance providers in New Hampshire, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer.  Liberty Mutual provides its customers with the best combination of top service and affordable prices.  On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide.  It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion.  You can’t lose.

Best Auto Insurance Quotes in 03103

When it comes to getting the best auto insurance quotes in 03103 and Manchester, there is no better place to go than Gabi Insurance services.  Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of New Hampshire.  They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options.  It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is.  You can tell these guys and gals really know their stuff about auto insurance.

Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind.  They won’t call you and are a completely digital experience.  If you want to communicate to them via text message, that’s also an option for you.

Get your free Gabi insurance quote here today!

 

Brandon Myers
Brandon Myers is a Drivers Education and Safe Driving enthusiast. After a rollover vehicle crash and DUI, Myers has dedicated his life and career to the Drivers Education industry. Believing safe driving techniques save lives, Myers has spent over 5 years improving the industry with IDriveSafely, Aceable, and DriversEd.com.