by Brandon Myers
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Last Updated: June 1, 2021 |
If you drive in Pennsylvania, it’s the law for you to have auto insurance when you drive. As easy as it sounds, picking the right insurance coverage in the 19143 zip code and Philadelphia area can be harder than it looks. Traffic incidents in the area are known to be a regular occurrence. You can save money by going with a cut rate insurance provider but do so with extreme caution. An auto insurance discount in the 19143 zip code and Philadelphia area can also be had by purchasing your car insurance plan in a lump sum. No matter what you choose, it should always be a goal to carry more than the minimum insurance coverage. You never know what will happen to you out their on Pennsylvania roads. Go with the wrong insurance company and you could find yourself in a bad situation come the event of an unforeseen traffic collision.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Pennsylvania struggles mightily in this area and the numbers really tell the story. Penn.gov collects accident statistics every year. There were over 125,000 car accidents in Pennsylvania in 2019 alone. Over 76,000 individuals were injured in these accidents. Nearly 1100 people sadly died in vehicular collisions. Each day 343 traffic accidents occurred (about 14 crashes per hour). Every day 3 people were fatally injured in the state (one every 8 hours).
No matter how good a driver you are, there is always risk. It’s important to have the right car insurance. Liberty Mutual is our #1 choice based on customer service and average price. Make sure to get a free Liberty Mutual Auto insurance quote today!
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Pennsylvania and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Pennsylvania that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Pennsylvania for 19143
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 19143 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Pennsylvania auto insurance that is customized to the needs of Philadelphia residents. There are many types of insurance needs for 19143 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Pennsylvania
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Philadelphia for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Pennsylvania in terms of Bodily Injury and Property Damage Coverage in 19143.
Coverage Type |
Minimum Coverage Amounts |
| Bodily Injury Coverage | $25,000 per person and $50,000 per accident |
| Property Damage Coverage | $25,000 per accident |
Who has the Cheapest Car Insurance in Pennsylvania?
We took a look at the cheapest car insurance providers in Pennsylvania, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 19143
When it comes to getting the best auto insurance quotes in 19143 and Philadelphia, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Pennsylvania. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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