Securing a good deal on auto insurance in Virginia can be a difficult task. There are plenty of insurers in the state, but not all of them are worth your time. Finding the right combination of coverage, customer service, and savings is the name of the game. Whether you pay in a lump sum with a yearly payment or choose to pay off your auto insurance policy in monthly installments, getting coverage rates down in Hampton and 23681 while limiting liability is not easy. At the end of most days, insurance is never something we enjoy paying for. It’s only after a car accident or traffic ticket that we really see the value of our insurance provider. This is the opportunity to pick the right one for you.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Virginia struggles mightily in this area and the numbers really tell the story. For the last decade or so, car accidents have been on the rise in Virginia. 2019 was one of the most dangerous years to drive on record for the state of Virginia. There were 827 fatalities in the state in the calendar year. On average 180 people were injured in traffic accidents per day. These gaudy numbers come despite 50% fewer cars due to lockdown and pandemic restrictions.
No matter how good a driver you are, there is always risk. It’s important to have the right car insurance. Liberty Mutual is our #1 choice based on customer service and average price. Make sure to get a free Liberty Mutual Auto insurance quote today!
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Virginia and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Virginia that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Virginia for 23681
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 23681 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Virginia auto insurance that is customized to the needs of Hampton residents. There are many types of insurance needs for 23681 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Virginia
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Hampton for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Virginia in terms of Bodily Injury and Property Damage Coverage in 23681.
Minimum Coverage Amounts
|Bodily Injury Coverage||$25,000 per person and $50,000 per accident|
|Property Damage Coverage||$25,000 per accident|
Who has the Cheapest Car Insurance in Virginia?
We took a look at the cheapest car insurance providers in Virginia, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 23681
When it comes to getting the best auto insurance quotes in 23681 and Hampton, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Virginia. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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