The process of buying car insurance can be a major hassle. Particularly in North Carolina and 28406, car insurance can cost a lot of money. It doesn’t matter whether you pay in one lump sum or in monthly payments. The cost of insurance in Wilmington can really add up if you don’t know where or what you’re looking for. It’s only when life has been turned upside down that we see the real value of the auto insurance company the we have chosen to go with.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. North Carolina struggles mightily in this area and the numbers really tell the story. There were over 285,000 car accidents in North Carolina as of 2019 according to NCDot. Over 125,000 of these involved injury and over 1,400 sadly involved fatalities. As you can see, driving in North Carolina can be a chaotic ordeal at times and accidents do happen. The car insurance you pick is really important.
With so many injury and fatality related accidents in the state, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the car insurance minimums in North Carolina and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in North Carolina that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in North Carolina for 28406
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 28406 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable North Carolina auto insurance that is customized to the needs of Wilmington residents. There are many types of insurance needs for 28406 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in North Carolina
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Wilmington for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in North Carolina in terms of Bodily Injury and Property Damage Coverage in 28406.
Minimum Coverage Amounts
|Bodily Injury Coverage||$25,000 per person and $50,000 per accident|
|Property Damage Coverage||$25,000 per accident|
Who has the Cheapest Car Insurance in North Carolina?
We took a look at the cheapest car insurance providers in North Carolina, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 28406
When it comes to getting the best auto insurance quotes in 28406 and Wilmington, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of North Carolina. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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