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Auto Insurance 29416

Brandon Myers by Brandon Myers | Last Updated: June 1, 2021 |
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The state of South Carolina can be a dangerous one to drive in. As a result, car insurance in Charleston can the 29416 zip code can be pricey. Traffic collisions and traffic tickets here are a regular occurrence. There are several options to saving money. Some we recommend. Others we would stay away from. There are plenty of cut rate car insurance providers that will save you on your monthly premiums. They’re not dishonest about that. In the event of an incident though, this type of auto insurance provider will do everything they can to keep you from the coverage you pay for. It’s only when it matters do we see the true value of the insurer that we picked.

According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. South Carolina is no exception in wanting to slow the incident rates, some of which happen in the 29416 zip code and Charleston area. According to the South Carolina Department of Public Safety, 140,000 traffic accidents occur per year in the Palmetto state. Nearly 1,000 individuals die per year sadly in auto accidents. Thousands more are injured.

No matter how good a driver you are, there is always risk.  It’s important to have the right car insurance.  Liberty Mutual is our #1 choice based on customer service and average price.  Make sure to get a free Liberty Mutual Auto insurance quote today!

When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket.  Weigh the insurance minimums in South Carolina and where you want to be in the case of an accident.  With mobile phones and plenty of distractions in the car, chances of having a car wreck in South Carolina that involves injury are higher than they’ve ever been.  Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.

Best Car Insurance in South Carolina for 29416

We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers.  Picking the best car insurance company in 29416 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.

Simply put, Liberty Mutual Insurance offers affordable South Carolina auto insurance that is customized to the needs of Charleston residents.  There are many types of insurance needs for 29416 drivers, but Liberty Mutual covers them all in one easy and free online quoting process.  Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all.  It couldn’t be a simpler process and the statistics tell it all.  

Minimum Auto Insurance Coverage in South Carolina

You really should evaluate your coverage options, look at your budget, and decide which policy is right for you.  At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Charleston for most of your car journeys.  The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident.  That said, here is the minimum auto insurance coverage in South Carolina in terms of Bodily Injury and Property Damage Coverage in 29416.

Coverage Type

Minimum Coverage Amounts

Bodily Injury Coverage $25,000 per person and $50,000 per accident
Property Damage Coverage $25,000 per accident
 

Who has the Cheapest Car Insurance in South Carolina?

We took a look at the cheapest car insurance providers in South Carolina, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer.  Liberty Mutual provides its customers with the best combination of top service and affordable prices.  On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide.  It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion.  You can’t lose.

Best Auto Insurance Quotes in 29416

When it comes to getting the best auto insurance quotes in 29416 and Charleston, there is no better place to go than Gabi Insurance services.  Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of South Carolina.  They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options.  It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is.  You can tell these guys and gals really know their stuff about auto insurance.

Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind.  They won’t call you and are a completely digital experience.  If you want to communicate to them via text message, that’s also an option for you.

Get your free Gabi insurance quote here today!

 

Brandon Myers
Brandon Myers is a Drivers Education and Safe Driving enthusiast. After a rollover vehicle crash and DUI, Myers has dedicated his life and career to the Drivers Education industry. Believing safe driving techniques save lives, Myers has spent over 5 years improving the industry with IDriveSafely, Aceable, and DriversEd.com.