Getting a good deal on auto insurance can be more tough than it sounds. Particularly in Alabama and 35814, finding affordable insurance that keeps you safe with enough coverage isn’t the easiest task. There are multiple ways to buy insurance and get discounts by being a safe driver. You can also get a more affordable rate for buying your full year all in one lump sum. Let’s face it, car insurance is something we’re only happy we have when we need it. Insurance is never something we want to pay for. It’s only in that moment of duess after a car accident or traffic ticket that we truly see the value of our auto insurance choice.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Alabama struggles mightily in this area and the numbers really tell the story. For the last decade or so, car accidents have been on the rise in the state. According to the Alabama Center for Advanced Public Safety, nearly 155,000 car accidents happen in the state each year. Nearly ⅓ of these involved injury. That means that picking the right insurance in Madison can be a very important decision. We never know when we’re going to be in an accident, but when we are, we want to be insured in the right place. In terms of customer service and value, there’s no better insurance provider than Liberty Mutual in Alabama.
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Alabama and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Alabama that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Alabama for 35814
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 35814 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Alabama auto insurance that is customized to the needs of Huntsville residents. There are many types of insurance needs for 35814 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Alabama
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Huntsville for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Alabama in terms of Bodily Injury and Property Damage Coverage in 35814.
Minimum Coverage Amounts
|Bodily Injury Coverage||$25,000 per person and $50,000 per accident|
|Property Damage Coverage||$25,000 per accident|
Who has the Cheapest Car Insurance in Alabama?
We took a look at the cheapest car insurance providers in Alabama, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 35814
When it comes to getting the best auto insurance quotes in 35814 and Huntsville, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Alabama. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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