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Auto Insurance 50391

Brandon Myers by Brandon Myers | Last Updated: May 6, 2021 |
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Finding the right auto insurance policy in The Hawkeye State can be a difficult task to accomplish.  Most drivers in Iowa hate the process of buying auto insurance.  Many don’t even see the value in having a car insurance policy and wouldn’t if it wasn’t required by law.  Whether you pay in a yearly lump sum to reduce your policy balance amount or pay more with monthly insurance payments, securing the right combination of coverage and affordability is the name of the game.  Select the wrong car insurance policy and you could literally find yourself broke as you become personally liable after an accident.  It’s only when you need insurance that you see the value of which insurance company you’ve picked in the 50391 zip code and Iowa.  

Best Iowa Auto Insurance Quotes - Gabi Insurance Compares 40+ Providers for Free!

According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year.  Iowa struggles mightily in this area and the numbers really tell the story.  For the last decade or so, car accidents have been on the rise in the Hoosier state.  Iowa particularly struggles with fatal accidents.  Over 300 fatalities have occured in each year over the last decade in the state.

No matter how good a driver you are, there is always risk.  It’s important to have the right car insurance.  Liberty Mutual is our #1 choice based on customer service and average price.  Make sure to get a free Liberty Mutual Auto insurance quote today!

When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket.  Weigh the insurance minimums in Iowa and where you want to be in the case of an accident.  With mobile phones and plenty of distractions in the car, chances of having a car wreck in Iowa that involves injury are higher than they’ve ever been.  Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.

Best Car Insurance in Iowa for 50391

We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers.  Picking the best car insurance company in 50391 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.

Simply put, Liberty Mutual Insurance offers affordable Iowa auto insurance that is customized to the needs of Des Moines residents.  There are many types of insurance needs for 50391 drivers, but Liberty Mutual covers them all in one easy and free online quoting process.  Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all.  It couldn’t be a simpler process and the statistics tell it all.  

Minimum Auto Insurance Coverage in Iowa

You really should evaluate your coverage options, look at your budget, and decide which policy is right for you.  At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Des Moines for most of your car journeys.  The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident.  That said, here is the minimum auto insurance coverage in Iowa in terms of Bodily Injury and Property Damage Coverage in 50391.

Coverage Type

Minimum Coverage Amounts

Bodily Injury Coverage $25,000 per person and $50,000 per accident
Property Damage Coverage $25,000 per accident
 

Who has the Cheapest Car Insurance in Iowa?

We took a look at the cheapest car insurance providers in Iowa, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer.  Liberty Mutual provides its customers with the best combination of top service and affordable prices.  On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide.  It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion.  You can’t lose.

Best Auto Insurance Quotes in 50391

When it comes to getting the best auto insurance quotes in 50391 and Des Moines, there is no better place to go than Gabi Insurance services.  Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Iowa.  They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options.  It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is.  You can tell these guys and gals really know their stuff about auto insurance.

Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind.  They won’t call you and are a completely digital experience.  If you want to communicate to them via text message, that’s also an option for you.

Get your free Gabi insurance quote here today!

 

Brandon Myers
Brandon Myers is a Drivers Education and Safe Driving enthusiast. After a rollover vehicle crash and DUI, Myers has dedicated his life and career to the Drivers Education industry. Believing safe driving techniques save lives, Myers has spent over 5 years improving the industry with IDriveSafely, Aceable, and DriversEd.com.