Those who live in Wisconsin know that to legally drive in the state one must hold auto insurance. It turns out that The Badger State can be a dangerous place to drive in. Traffic tickets and traffic collisions are common problems in the 53783 zip code and Madison area. The weather can also get quite nasty in the area which causes a bunch of unknown costs. As a result, car insurance can be an expensive ordeal. There are plenty of ways to secure an auto insurance discount. One of the ways we absolutely do not recommend is going with a cut rate insurer. While this company can deliver better monthly rates for you as they promise, they will make life nothing short of a headache should something unforeseen happen. It’s only in our time of need that we see the real value of the car insurance company we picked in Madison.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Wisconsin is no exception in wanting to slow the incident rates, some of which happen in the 53783 zip code and Madison area. According to Wisconsindot.gov, just short of 150,000 accidents occur in the state each year. Nearly 30,000 involved injuries in 2019. Sadly 511 passed away in accidents on Wisconsin roadways last year. Alcohol, speed, and inclement weather are all cited as common causes for these collisions.
No matter how good a driver you are, there is always risk. It’s important to have the right car insurance. Liberty Mutual is our #1 choice based on customer service and average price. Make sure to get a free Liberty Mutual Auto insurance quote today!
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Wisconsin and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Wisconsin that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Wisconsin for 53783
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 53783 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Wisconsin auto insurance that is customized to the needs of Madison residents. There are many types of insurance needs for 53783 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Wisconsin
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Madison for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Wisconsin in terms of Bodily Injury and Property Damage Coverage in 53783.
Minimum Coverage Amounts
|Bodily Injury Coverage||$25,000 per person and $50,000 per accident|
|Property Damage Coverage||$25,000 per accident|
Who has the Cheapest Car Insurance in Wisconsin?
We took a look at the cheapest car insurance providers in Wisconsin, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 53783
When it comes to getting the best auto insurance quotes in 53783 and Madison, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Wisconsin. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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