Residents of the Cornhusker State are known to be lovers of a good deal. While you might not think of it as crucial, getting a good deal on car insurance in Nebraska can really add up to a lot of savings. We’re all required to have 25/50/25 auto insurance coverage in the state of Nebraska by law. This may be the right coverage for you. Perhaps you would like less risk when you are out on the roadways and desire an elevated level of car insurance policy. While securing an affordable deal on auto insurance in Omaha and 68164 can save you hundreds of dollars per year, it’s also important to make sure you have enough of a policy to keep your financial assets safe. Have too little coverage and you could be caught in massive financial hardship in the unforeseen occurrence of a traffic accident.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Nebraska isn’t alone in their battle against reducing accidents, fatalities, and injuries. According to data collected by the Nebraska Department of Transportation as of 2019, traffic deaths in the state were the highest they’ve been in 12 years. There were sadly 249 fatal collisions in Nebraska in 2019. Thousands more were injured in accidents. Perhaps you’ve witnessed a few of these traffic incidents while commuting in the Omaha and 68164 zip code.
No matter how good a driver you are, there is always risk. It’s important to have the right car insurance. Liberty Mutual is our #1 choice based on customer service and average price. Make sure to get a free Liberty Mutual Auto insurance quote today!
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Nebraska and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Nebraska that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Nebraska for 68164
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 68164 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Nebraska auto insurance that is customized to the needs of Omaha residents. There are many types of insurance needs for 68164 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Nebraska
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Omaha for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Nebraska in terms of Bodily Injury and Property Damage Coverage in 68164.
Minimum Coverage Amounts
|Bodily Injury Coverage||$25,000 per person and $50,000 per accident|
|Property Damage Coverage||$25,000 per accident|
Who has the Cheapest Car Insurance in Nebraska?
We took a look at the cheapest car insurance providers in Nebraska, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 68164
When it comes to getting the best auto insurance quotes in 68164 and Omaha, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Nebraska. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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