The state of Louisiana is full of deal hunters. One of the things many of us are trying to save on is auto insurance. Finding a good deal on car insurance is more difficult than it sounds. Particularly in Louisiana and New Orleans, finding a company that keeps you safe with enough coverage while also making it affordable isn’t a simple task. At the end of the day, car insurance is something we’re only happy we have when we need it. Insurance is never something we want to pay for. It’s only in that moment of need after a car accident or traffic ticket that we truly see the value of our car insurance choice in the 70172 zip code.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Louisiana struggles mightily in this area and the numbers really tell the story. For the last decade or so, car accidents have been on the rise in Louisiana. A study published by Louisiana State University (LSU) found that roughly 200,000 car accidents occur in the state each year, many in the 70172 zip code. Of these, over 71,000 car accidents involve injuries. No matter how good a driver you are, there are always risks. Having good insurance that leaves you with peace of mind is really important. Liberty Mutual is our #1 choice based on customer service and average price. Make sure to get a free Liberty Mutual Auto insurance quote today!
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Louisiana and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Louisiana that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Louisiana for 70172
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 70172 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Louisiana auto insurance that is customized to the needs of New Orleans residents. There are many types of insurance needs for 70172 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Louisiana
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in New Orleans for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Louisiana in terms of Bodily Injury and Property Damage Coverage in 70172.
Minimum Coverage Amounts
|Bodily Injury Coverage||$15,000 per person and $30,000 per accident|
|Property Damage Coverage||$25,000 per accident|
Who has the Cheapest Car Insurance in Louisiana?
We took a look at the cheapest car insurance providers in Louisiana, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 70172
When it comes to getting the best auto insurance quotes in 70172 and New Orleans, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Louisiana. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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