For drivers in Idaho, finding the right auto insurance policy can be difficult. There are many different insurance providers out there. Some are reputable vendors. Others have less than stellar reputations. Going without insurance isn’t an option as car insurance coverage is required to drive by law in the state and the USA in general. Some people choose to pay in a yearly lump sum. Others take a monthly payment option that costs more in the long run. Either way, keeping rates down while getting the right level of insurance is what most drivers desire. Go with too cheap of coverage and you could find yourself massively liable with your personal finances. It’s only when we get into an accident or receive a ticket that we find the true value of the auto insurance provider we’ve selected in the 83646 zip code and Idaho.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Idaho struggles mightily in this area and the numbers really tell the story. For the last decade or so, car accidents have been on the rise in Idaho. There were 19,015 traffic accidents in the state of Idaho in 2019 alone. Collisions are attributable to long average traffic commutes and a good amount of rural driving. Several thousand of these car accidents involved serious injury according to the US Department of Transportation - Federal Highway Administration. A more finite number sadly involved a fatality.
No matter how good a driver you are, there is always risk. It’s important to have the right car insurance. Liberty Mutual is our #1 choice based on customer service and average price. Make sure to get a free Liberty Mutual Auto insurance quote today!
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Idaho and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Idaho that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Idaho for 83646
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 83646 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Idaho auto insurance that is customized to the needs of Meridian residents. There are many types of insurance needs for 83646 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Idaho
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Meridian for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Idaho in terms of Bodily Injury and Property Damage Coverage in 83646.
Minimum Coverage Amounts
|Bodily Injury Coverage||$25,000 per person and $50,000 per accident|
|Property Damage Coverage||$25,000 per accident|
Who has the Cheapest Car Insurance in Idaho?
We took a look at the cheapest car insurance providers in Idaho, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 83646
When it comes to getting the best auto insurance quotes in 83646 and Meridian, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Idaho. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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Mandatory Minimum Car Insurance Coverage Amounts by State
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