It is probable that most of us think of car insurance in a negative light. Particularly in California and 92677, auto insurance can be an expensive ordeal. Whether you take the monthly payments or pay for a year of insurance in one lump sum, coverage in Laguna Niguel can get expensive. It really feels like highway robbery when we aren’t in duress. It’s only when you really need it that you see the real value of the auto insurance company with a presence in 92677 and Laguna Niguel that you choose to sign up with.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. California struggles mightily in this area and the numbers really tell the story. 92,020 Californians suffered catastrophic injury or fatal results just in Los Angeles county in 2017. When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in California and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck that involves injury are higher than they’ve ever been in the history of motor vehicles.
Best Car Insurance in California for 92677
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 92677 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable California auto insurance that is customized to the needs of Laguna Niguel residents. There are many types of insurance needs for 92677 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in California
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Laguna Niguel for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in California in terms of Bodily Injury and Property Damage Coverage in 92677.
Minimum Coverage Amounts
|Bodily Injury Coverage||$15,000 per person and $30,000 per accident|
|Property Damage Coverage||$5,000 per accident|
|Uninsured Motorist Bodily Injury Coverage||$15,000 per person and $30,000 per accident|
|Uninsured Motorist Property Damage Coverage||$3,500|
Who has the Cheapest Car Insurance in California?
We took a look at the cheapest car insurance providers in California, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 92677
When it comes to getting the best auto insurance quotes in 92677 and Laguna Niguel, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of California. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
Laguna Niguel Traffic School
Want the best traffic schools in Laguna Niguel, CA? Top Picks: Academy of Defensive Driving, Newport Driving School & OC Driving Academy!
California Traffic School
Can you attend a California traffic school and avoid getting penalized? Here's what you need to know about attending a traffic school in CA.
The Safe Driver’s Guide to Auto Insurance
Are you a safe driver? Learn how much you can save on auto insurance just with your good habits behind the wheel. A Safe Drivers Guide to Auto Insurance
Saving Money on Auto Insurance
Want to save money on car insurance? Save money on your auto insurance by taking advantage of these tips and methods for the best rate.
How Much Can You Save on Insurance with Defensive Driving?
Wondering how much you can save on insurance with defensive driving? We've got the inside scoop on defensive driving course insurance discount options.
Mandatory Minimum Car Insurance Coverage Amounts by State
Each state has its own rules for insurance. Make sure you read closely here so the insurance you buy covers you to the level you need legally.