by Brandon Myers
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Last Updated: June 1, 2021 |
Picking the right auto insurance coverage in Oregon can be harder than it sounds. Incidents in the 97201 zip code and Portland area aren’t uncommon. Because of this car insurance can be an expensive ordeal. You can save some money by going with a cut rate provider but only do so with extreme caution. You can also get an auto insurance discount in Portland and the 97201 zip code by paying in a yearly lump sum. Regardless, you should always try for above the minimum level of insurance. It’s only when you need it that you know the real value that your insurance provider is giving you. Go with the wrong one and you could find yourself in a very tricky situation financially.
According to the National Highway Traffic Safety Administration, 6 million traffic accidents occur in the United States on average per calendar year. Oregon struggles mightily in this area and the numbers really tell the story. According to Oregon.gov, there were over 50,000 car accidents in Oregon in 2018 alone. Nearly 450 people sadly died in vehicular collisions. 41,000 individuals were injured in accidents on Oregon roads. 18.53% of fatal and injury related crashes involved individuals who were aged 15 to 20. Nearly 25% of those injured in crashes were aged 0 to 14.
No matter how good a driver you are, there is always risk. It’s important to have the right car insurance. Liberty Mutual is our #1 choice based on customer service and average price. Make sure to get a free Liberty Mutual Auto insurance quote today!
When you put that type of risk into perspective, it becomes really important that you assess your appetite for paying for incidents out of pocket. Weigh the insurance minimums in Oregon and where you want to be in the case of an accident. With mobile phones and plenty of distractions in the car, chances of having a car wreck in Oregon that involves injury are higher than they’ve ever been. Even with all of the safety upgrades in cars, there has never been a more dangerous time to drive.
Best Car Insurance in Oregon for 97201
We take a lot of pride in helping our readers through confusing decisions like drivers education, defensive driving courses, and affordable insurance providers. Picking the best car insurance company in 97201 wasn’t easy and after a ruthless investigation of insurance practices, Liberty Mutual came out as the clear #1.
Simply put, Liberty Mutual Insurance offers affordable Oregon auto insurance that is customized to the needs of Portland residents. There are many types of insurance needs for 97201 drivers, but Liberty Mutual covers them all in one easy and free online quoting process. Whether you’re looking for liability protection, comprehensive coverage, or bundling options for savings, they have it all. It couldn’t be a simpler process and the statistics tell it all.
Minimum Auto Insurance Coverage in Oregon
You really should evaluate your coverage options, look at your budget, and decide which policy is right for you. At the end of the day which coverage you choose is a reflection of your risk tolerance and the driving in Portland for most of your car journeys. The lower coverage you choose, the higher chance of a massive out of pocket cost in the case of a catastrophic car accident. That said, here is the minimum auto insurance coverage in Oregon in terms of Bodily Injury and Property Damage Coverage in 97201.
Coverage Type |
Minimum Coverage Amounts |
| Bodily Injury Coverage | $25,000 per person and $50,000 per accident |
| Property Damage Coverage | $25,000 per accident |
Who has the Cheapest Car Insurance in Oregon?
We took a look at the cheapest car insurance providers in Oregon, but it’s important to note picking the cheapest car insurance likely won’t provide you with the best experience as a customer. Liberty Mutual provides its customers with the best combination of top service and affordable prices. On average Liberty Insurance is $617 cheaper than Geico, $659 cheaper than AllState, and $642 lower than Nationwide. It’s worth getting a free car insurance quote with Liberty Mutual today in our opinion. You can’t lose.
Best Auto Insurance Quotes in 97201
When it comes to getting the best auto insurance quotes in 97201 and Portland, there is no better place to go than Gabi Insurance services. Gabi is a licensed and certified insurance broker that has wholesale relationships with over 45 different insurance providers in the state of Oregon. They’ll do the shopping for you and compare apples to apples on the policy you need and break down your options. It’s a really simple process and the value of what each company offers is inherent with how good the Gabi system is. You can tell these guys and gals really know their stuff about auto insurance.
Because of the amount of relationships Gabi has and the ever changing nature of the industry, we highly recommend that all of our readers get a free car insurance quote with Gabi Insurance for peace of mind. They won’t call you and are a completely digital experience. If you want to communicate to them via text message, that’s also an option for you.
Get your free Gabi insurance quote here today!
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