Drivers in Iowa can benefit from driver improvement school and become safer, more informed drivers. Often, Iowa drivers enroll in defensive driving courses due to Iowa's driver improvement program for serious violations or habitual violators, but defensive driving is also useful for drivers who want to improve their auto insurance rates.
Defensive Driving Courses in Iowa
Under Iowa's Driver Improvement Program, your driving privileges may be suspended under certain circumstances. Habitual violators convicted of three or more countable moving violations within a 12 month period, or violators convicted of speeding 25 miles or more over the legal speed limit will face suspension.
Drivers facing suspension under this program may be required to complete a driver improvement school. Drivers who enroll in this school will be on probation for a year, and any drivers who are convicted of a moving violation while on probation will be suspended of driving privileges.
Iowa Defensive Driving Course Eligibility
Iowa requires driver improvement courses for certain violations as well as multiple violations. Drivers who are required to enroll in driver improvement school will be contacted by the Iowa Department of Transportation.
Iowa Traffic Ticket Dismissal with Defensive Driving
Drivers who complete a driver improvement course due to the driver improvement program will not have their driving record cleared. Iowa does not offer a statewide law that dismisses traffic tickets upon completion of defensive driving. However, you may request permission to do so with the court, and some judges may grant the ability to do so on a case by case basis.
Defensive Driving Courses Available in Iowa
Iowa's driver improvement school provides drivers with a curriculum that supports safe, defensive driving. You may be able to complete the course in the classroom or online, and most providers will allow you to choose between multiple sessions or a single session. The actual curriculum will vary depending on the traffic school, but most driver improvement courses offer instruction in topics including:
- safe driving habits
- collision avoidiance
- defensive driving techniques
- avoiding road rage and aggressive driving
- contributing factors to accidents
- the dangers of drinking and driving
- distracted driving and its risks
- using vehicle safety features
- driving in rain, traffic, and other tough situations
- Iowa traffic laws and regulations
Defensive Driving for Car Insurance Discounts in Iowa
Some Iowa drivers may be required to enroll in a driver improvement program, but you don't have to wait for an order from the Department of Transportation to learn about defensive driving. In fact, if you voluntarily enroll in a defensive driving course in Iowa, your auto insurance company may offer you a significant discount on your auto insurance rates.
Iowa Defensive Driving Insurance Discounts
Iowa insurance companies typically offer a discount to drivers who have voluntarily completed a driver improvement course. Discounts will range from 5% to 20%, but most will offer a discount of about 10% on auto insurance liability rates.
Iowa Defensive Driving Insurance Discount Eligibility
There are no state restrictions on who can receive a defensive driving insurance discount in Iowa. Of course, drivers can only earn discounts from auto insurance companies who offer them. Many insurance companies will restrict their eligibility for discounts to certain age groups, most often drivers aged 50 and older. However, all drivers may be eligible, so it's best to contact your insurance company directly to find out what their policies are.
Insurance Defensive Driving Courses Available in Iowa
Iowa's defensive driving insurance courses are typically the same courses taken by drivers in the driver improvement program. These courses offer potentially life saving instruction in safe driving and defensive driving, and can help you avoid accidents, tickets, and other frustrations on the road. Curriculum will vary depending on the individual traffic school, but Iowa's defensive driving courses will usually include instruction in:
- defensive driving resource
- staying safe on the highway
- proper passing techniques
- details on right of way and stop sign usage
- speed's factor in collisions and deaths
- safe following distance
- dangerous driving habits including drunk driving, distracted driving, and road rage
- pedestrian safety
- a review of Iowa's traffic laws and regulations
Enroll in an Iowa Defensive Driving Course
Become a safer driver, comply with a DOT order, and earn an insurance discount today by contacting a state approved Iowa traffic school in our directory today.
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