In Massachusetts, drivers may be required to complete defensive driving or traffic school for certain traffic violations and actions. Massachusetts drivers may also choose to complete a defensive driving course for a discount on insurance rates.
Defensive Driving Courses in Massachusetts
In Massachusetts, defensive driving courses may be mandatory and ordered by the court. Drivers who have earned too many points on their driver’s license or those who commit multiple traffic violations are likely to be required to complete defensive driving. In some cases, a Massachusetts court or the Massachusetts Registry of Motor Vehicles will require that you enroll in a defensive driving course.
Massachusetts Defensive Driving Course Eligibility
Massachusetts defensive driving is mandatory, not voluntary like many other states. If you are required to complete defensive driving, you will be given information about taking the course. You’ll receive a notice that details the course you must complete, when it must be completed, as well as fees and documents that are involved in the process. Typically, Massachusetts drivers must complete their assigned program within 90 days of receiving notice.
Defensive Driving Courses Available in Massachusetts
Mandatory defensive driving training is offered in several different courses. These courses are assigned for specific driver situations based on age, violation, and number of violations. They can include Alive at 25, Think Twice, and “Arrive Alive.” Most courses are four hours long and include instruction such as:
- defensive driving techniques
- avoiding collisions, death, and injury
- safety restraint use, including seat belts, car seats, and airbags
- the effects of speeding, alcohol, and aggressive driving
- current Massachusetts driving laws and regulations
Defensive Driving for Car Insurance Discounts in Massachusetts
Drivers in Massachusetts may be eligible to complete a voluntary defensive driving course for an insurance discount. Eligibility and level of discounts, as well as renewability, may depend on the insurance company. However, all drivers should consider enrolling in this program for improved driver knowledge and safety.
Massachusetts Defensive Driving Insurance Discounts
Insurance discounts will vary depending on the individual insurance provider. Typically, insurance carriers offer a discount between 5% and 20%. Most drivers will see a discount of 10% on auto liability insurance premiums once they complete a defensive driving course in Massachusetts.
Massachusetts Defensive Driving Insurance Discount Eligibility
Eligibility for auto insurance discounts from defensive driving is based on insurance company availability. Many insurance companies offer discounts exclusively to mature drivers and teen drivers; however, discounts may be available to drivers of all ages. It’s best to check with your insurance company to determine if you’re eligible for a discount on your insurance for completing a voluntary defensive driving course.
Insurance Defensive Driving Courses Available in Massachusetts
Voluntary defensive driving courses in Massachusetts are designed to promote safe driving, offer a refresher course on Massachusetts traffic laws, and teach defensive driving techniques. In your defensive driving course, you’ll get instruction in:
- accident avoidance
- the effect of speed on driving and accidents
- safe following distance
- aggressive driving and the danger of road rage
- how to avoid moving violations
- current Massachusetts traffic laws and regulations
Enroll in a Massachusetts Defensive Driving Course
Ready to enroll in your Massachusetts defensive driving course? Locate a qualified, state-approved traffic school in our directory.