Mississippi drivers can take advantage of defensive driving school. With defensive driving schools, drivers in the state can dismiss a traffic ticket, avoid auto insurance rate hikes, earn auto insurance liability rate discounts, and learn how to become a safer, more defensive driver.
Defensive Driving Courses in Mississippi
Getting a traffic ticket in Mississippi often means paying a fine and enduring an increase in insurance rates. However, under certain conditions, drivers may be eligible to complete a defensive driving school program to dismiss the ticket instead. This means reduced or waived fines, and without a ticket on your record, you won’t have any insurance changes, either.
Mississippi Defensive Driving Course Eligibility
Mississippi does not have a statewide standard for defensive driving school eligibility. In some cities, the ability to take defensive driving to dismiss a ticket may depend on the individual judge. In contrast, others have determined rules for which drivers are allowed to complete defensive driving school. Though these rules may vary, in general, you can expect to be able to complete defensive driving school if you fall under the following criteria:
- drivers under the age of 21 who have never received ticket
- adult drivers who have not received a ticket in the past three years
Before signing up to complete the defensive driving school, you must contact the court. Often, you’ll need to speak with a judge to get permission, or at a minimum, make a request to complete the course with a court clerk. If you enroll in the class before receiving permission to do so from the court, you might not get credit for completing the course.
Mississippi Traffic Ticket Dismissal with Defensive Driving
Drivers under the age of 21 must request a judge to sign up for driving school. Adults must pay the cost of the ticket plus $10 and the cost of the class. Though this makes the ticket more expensive, you’re likely to save money in the long run as your insurance rates shouldn’t change.
Once the court receives your certificate of completion, you will get credit for completing the course. For drivers 21 years and younger, this means the ticket will be dismissed, and for adults, it means that the violation will not be reported to the state.
Defensive Driving Courses Available in Mississippi
Mississippi defensive driving school encourages safe, defensive driving, focusing on current state laws and regulations. The course is typically four hours long and may be offered in person or online, depending on the court’s requirements. Some schools will offer the course in a single session while others, particularly online, will allow more than one. While curriculum varies depending on the school you enroll in, most of Mississippi’s defensive driving schools offer instruction in:
- defensive driving techniques
- dangerous driving situations such as rain, ice, and heavy traffic
- avoiding unsafe driving habits including road rage, impaired driving, and distracted driving
- collision avoidance techniques
- proper use of vehicle safety features including anti-lock brakes, seat belts, car seats, and airbags
- factors that contribute to accidents
- Mississippi state traffic laws and regulations
Defensive Driving for Car Insurance Discounts in Mississippi
While many Mississippi drivers use defensive driving courses to dismiss a moving violation with the court, a defensive driving school is a good idea for all drivers in the state. It offers potentially life-saving instruction in defensive driving techniques and an update on current traffic laws in Mississippi. Plus, if you enroll voluntarily in a defensive driving course in Mississippi, you may be able to earn a discount on your auto insurance premiums.
Mississippi Defensive Driving Insurance Discounts
Most Mississippi auto insurance companies will offer drivers a discount for completing a defensive driving course unrelated to a traffic ticket. You’ll find that discounts can range from 5% to 20%; however, most insurance companies will offer a discount of 10% for auto insurance liability rates.
Mississippi Defensive Driving Insurance Discount Eligibility
Mississippi does not have any state rules on eligibility for defensive driving insurance discounts. The discount is purely voluntary for insurance companies to offer, and typically, they have their own rules for who is eligible to receive the discount. Often, insurance companies will only offer discounts to elderly or teenage drivers; however, all drivers may be eligible. Contact your insurance company to find out what your options are, and if you don’t qualify, consider calling other companies to see if they can extend a discount for you instead.
Insurance Defensive Driving Courses Available in Mississippi
If you enroll in defensive driving for insurance purposes, you’ll likely take the same course as the one taken by those with moving violations. The course offers excellent instruction in defensive driving techniques, current Mississippi traffic laws, and safe driving overall. And while the actual curriculum will vary depending on the defensive driving school you enroll in; you can expect to learn about topics including:
- avoiding accidents
- reducing speed
- proper following distance and passing technique
- right of way
- avoiding dangerous driving habits
- taking care to watch for bikers and pedestrians
- Mississippi’s traffic laws and regulations
Enroll in a Mississippi Defensive Driving Course
Whether you need to dismiss a traffic ticket, earn an insurance discount, or become a safer driver, a defensive driving school in Mississippi is a great idea. View our directory to learn about state-approved defensive driving schools in Mississippi.