New Jersey Defensive Driving: Avoid Those Points

Brandon Myers | Last Updated: June 4, 2021 |

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When you get a traffic ticket in New Jersey, you can take defensive driving to avoid points going onto your driving record. With the right online New Jersey defensive driving course, you’ll be able to complete the work from home. This beats sitting in a classroom for an entire day!

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There are two main reasons drivers take this course. First, you might use the NJ defensive driving course to keep points off your record. Second, you can use this course to gain an insurance discount. No matter your reason, you can complete the defensive driving course in New Jersey online.

Benefits of the New Jersey Defensive Driving Course

When you enroll and complete an online defensive driving course in NJ, you gain several benefits. The three main benefits include:

• Reduce your driving record points by up to two points
• Gain a discount on your car insurance up to 10%
• Gain the knowledge and techniques you need to become a safer driver

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The third benefit is one of the most powerful. As a safer driver, you’ll be able to avoid future accidents and tickets. This can save you thousands of dollars in the future!

Using an Online Version of the NJ Defensive Driving Course

Choosing an online program for your defensive driving course is very convenient. You’ll get to work at your own pace and on your schedule. It’s not necessary to drive to a location and sit in a classroom for the entire course. Instead, complete it at home, on the go, or anywhere you get an internet connection.

Online New Jersey defensive driving courses will provide:

• Mobile-friendly options to do the work from a tablet or smartphone
• 24/7 access to complete the course when it fits into your schedule
• Ability to pick up where you left off
• Work at your pace and split it up into smaller sections

There are many benefits to an online defensive driving course in New Jersey. If you want to do the course when it’s convenient for you, this is the best choice.

Eligibility for Defensive Driving in New Jersey

Finding out if you’re eligible to use the New Jersey defensive driving course is important. If you’re not eligible, you can take the course, but it won’t help you with your insurance rates or license points.

For a two-point deduction, you will need to have a valid driver’s license. You cannot have completed the course in the past five years, either. Some traffic violations may not be eligible.

If you want to gain an insurance discount, you can take the course every three years. You still need to have a valid driver’s license. It’s also smart to check with your insurance agent before enrolling.

Understanding Traffic Tickets and Points in NJ

Getting a traffic ticket in New Jersey isn’t fun. Since driving is a privilege, not a right, tickets are possible if you break the traffic laws. Each violation comes with specific points.

The points go on your driving records. When this happens, you’ll likely see your insurance rates go up. Too many points can lead to a license suspension. It might be difficult to avoid getting a traffic ticket at some point in your life.

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You can use a New Jersey defensive driving course to remove points from your record. You can also remove points by going one full year without any violations or suspensions.

These two options give you the ability to remove points from your driving record. However, the fastest option is taking a New Jersey defensive driving course. You can also gain the bonus of a discount on your car insurance rates.

How the Process Works

When you know you need to use New Jersey defensive driving to get rid of points, the process is pretty easy. It starts with choosing the right online NJ defensive driving course. Once you’ve found the right option, you should register for the course. This will likely include creating a username and a password.

After you’ve registered, you will need to take the course. You can take it at your own pace and on your timeline. There are plenty of versions online, and some will provide videos, games, reading materials, and other types of content for the course.

Most courses online will include quizzes at the end of each lesson. You will need to pass these quizzes before you can move on to the next lesson.

After you’ve completed the entire course, you will need to take the final exam. You get all the opportunities you need to pass this exam. Once you do, you will receive your certificate of completion.

Most online New Jersey defensive driving courses will provide two copies of your certificate of completion. One of these certificates is for your records, and the other is for your insurance company. Most online traffic schools will send your certificate of completion to the NJ Motor Vehicle Commission, as well.

Finally, you will want to check your driving record a few weeks after completion. Make sure the points have come off your record, and it shows you completed the course.

How many times can I take a New Jersey defensive driving course?

The state of New Jersey allows you to take a defensive driving course to remove two points from your driving record once every five years. If you’re taking the course for an insurance discount, you will need to complete it once every three years.

Will I get a discount on my insurance from the course?

Most insurance providers will offer a discount if you complete a New Jersey defensive driving course online. You will need to complete the course once every three years to maintain your discount.

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How much will an online NJ defensive driving course cost?

The range of prices for the online version of this course can vary quite a bit. The average cost will be around $35 without any discounts. Some providers offer lower prices but may not include the same benefits.

How long will it take me to complete a New Jersey defensive driving course?

The New Jersey MVC requires all defensive driving courses to be at least six hours long. The course can be completed online in one sitting or broken up into smaller pieces. You choose the pace, and you can complete it in six hours or take your time and complete the course over several weeks.

Do I need to pass a final exam?

Yes. There will be a 28-question final exam, which is open book and multiple choice. You must score at least an 80% to pass. The exam can be taken as many times as you need.

Will my certificate of completion be sent to the MVC for me?

If you choose the right online New Jersey defensive driving course, the answer will be yes. Some traffic schools will fax your certificate to the Motor Vehicle Commission within seven days, and others deliver it electronically.

Do I also get a certificate of completion?

Yes. You will receive a certificate of completion in the mail after you have passed the final exam. Some providers will send you an electronic version, but most send it through first-class mail. You might be able to pay an additional fee for faster delivery.

Is an Online NJ Defensive Driving Course Right for You?

There are multiple reasons to take a New Jersey defensive driving course. Whether it be for taking points off your driving record or getting a discount on your car insurance, make sure you choose the right online course for your needs.

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Brandon Myers is a Drivers Education and Safe Driving enthusiast. After a rollover vehicle crash and DUI, Myers has dedicated his life and career to the Drivers Education industry. Believing safe driving techniques save lives, Myers has spent over 5 years improving the industry with IDriveSafely, Aceable, and DriversEd.com.