New Mexico drivers can enroll in defensive driving for a number of reasons. Often, drivers take defensive driving, or traffic school, in order to follow a court order after a traffic violation. Others enroll for a points reduction, or to simply earn lower auto insurance rates.
Defensive Driving Courses in New Mexico
In New Mexico, drivers who have received a moving violation conviction will have points added to their driving record. Earn too many points, and you'll face suspension of your license. If you're in danger of license suspension, or you already have a suspended license, you'll need to enroll in defensive driving to reduce your points and avoid suspension or earn a reinstatement. Note that if you've already been suspended and have submitted your formal application for reinstatement to the court, you'll need to complete your defensive driving course within 90 days of submitting the application.
New Mexico drivers also often enroll in defensive driving due to traffic violations. Typically, drivers are given a court order to enroll in defensive driving if this is the case. In some cases, drivers may also be given the option to dismiss their ticket and related points by completing defensive driving.
New Mexico Defensive Driving Course Eligibility
If you've earned too many points on your New Mexico driving record, it's a good idea to enroll in defensive driving for a points reduction. However, you'll need to make sure that you're eligible. Typically, New Mexico requires the following criteria for points reduction with defensive driving:
- must hold a current New Mexico driver's license without suspension or revocation
- drivers may hold a commercial driver's license, however, if you're completing the course for a ticket, it must have been issued while driving a non commercial vehicle
- drivers will be limited on the number of times they can take the course, typically once per year or every 18 months
- criminal offenses are not permitted
Whether you're completing defensive driving to reduce points, dismiss a ticket, or as a part of a court order, it's a good idea to verify your eligibility. If you're completing the course for a point reduction, contact the New Mexico Department of Motor Vehicles to verify your eligibility. Otherwise, you'll need to seek permission from the court for dismissal or court ordered defensive driving. Remember that if you enroll in and even complete defensive driving without verifying eligibility or ensuring you've received approval, you may not get credit for the course.
New Mexico Traffic Ticket Dismissal with Defensive Driving
Drivers in New Mexico can use defensive driving to remove points from their driving record, but some drivers are able to have points dismissed before they can be added. Some courts in New Mexico will grant ticket and point dismissal on a case by case basis for moving violations. If you're interested in having your ticket dismissed with defensive driving, it's important that you discuss the issue with the court and potentially, the presiding judge.
If you're granted a dismissal with defensive driving, it's important that you meet all of the requirements set out by the court. Defensive driving is a privilege, and if you do not meet the requirements, your ticket will not be dismissed. Typically, there is a time limit in which you'll need to complete the course, and you may be required to manually submit your certificate of completion to the court as well.
Defensive Driving Courses Available in New Mexico
Taking defensive driving means learning how to become a safer, more courteous driver. This course will give you a refresher on the rules of the road, teach you safe driving habits, and help you avoid collisions and tickets in the future.
New Mexico's defensive driving course is six hours long including breaks. Most courts will allow you to take your defensive driving course either in a classroom or online, and typically, you can take the course in either a single day or in multiple sessions. If you're completing your defensive driving course online, you'll be able to log in and log out at your convenience.
Curriculum will vary depending on the traffic school you choose for your defensive driving course, but you can typically expect to learn about the following topics in your New Mexico defensive driving course:
- driver expectations and responsibilities
- safe driving habits
- the dangers of drunk or impaired driving
- speed as a factor in collisions
- avoiding accidents
- predicting the actions of other drivers
- recognizing and avoiding aggressive driving and road rage
- maintaining proper following distance and speed
- avoiding drowsy or distracted driving
- managing and spotting road hazards
- using your vehicle's safety features
- defensive driving techniques
- current traffic laws and regulations in New Mexico
Defensive Driving for Car Insurance Discounts in New Mexico
New Mexico drivers often enroll in defensive driving to dismiss a ticket or reduce points, but you can also earn a discount on auto insurance for completing the course. In some cases, you may be able to earn an insurance discount even if you're completing defensive driving for a ticket dismissal.
New Mexico Defensive Driving Insurance Discounts
You can save on your auto insurance with a defensive driving discount. New Mexico auto insurance companies will offer most drivers between 5% and 20% off auto insurance liability premiums for completing defensive driving courses. Most companies will have a discount rate of 10% for the average driver.
New Mexico Defensive Driving Insurance Discount Eligibility
In New Mexico, all drivers are allowed to receive a discount on auto insurance premiums for completing defensive driving. However, you will need to find an insurance company that offers a discount to you. Some insurance companies make it possible for all drivers with a policy to earn a defensive driving discount, while others will require that you're accident and ticket free, or only give discounts to mature or teenage drivers.
It's a good idea to check directly with your insurance company to find out if you're eligible to earn a discount on your auto insurance for completing defensive driving. You should do so before enrolling to make sure you'll get credit for completing the course. And if your auto insurance company doesn't offer a defensive driving course discount, consider shopping around to find a company that will extend a discount to you.
Insurance Defensive Driving Courses Available in New Mexico
If you're enrolling in defensive driving for an insurance discount, you'll learn defensive driving in the same course that's offered to traffic violators. This course is a great way to brush up on safe driving skills, and can help you avoid accidents and traffic tickets in the future. Curriculum is always being updated and will often be different between one traffic school and another, but you can usually expect to learn about the following topics in your defensive driving course:
- defensive driving techniques
- safe driving habits including maintaining speed and following distance
- dangerous driving habits such as drunk driving, road rage, drowsy driving, and distracted driving -- including texting while driving
- speed as a factor in collisions
- important safety considerations while yielding right of way, passing large vehicles, and driving in hazardous conditions
- avoiding and driving safely around pedestrians and bikers
- collision avoidance techniques
- understanding your vehicle's safety features and restraints such as car seats, seat belts, anti lock brakes, and air bags
Enroll in a New Mexico Defensive Driving Course
Are you ready to start your defensive driving course? Dismiss a ticket, reduce traffic points, earn an insurance discount, and become a safer driver by enrolling in a defensive driving course today.
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