Tennessee drivers can take advantage of defensive driving opportunities to learn about safe, defensive driving and prevent collisions. Often Tennessee drivers enroll in defensive driving to dismiss a traffic ticket; however, drivers ages 50 and older can also enroll in defensive driving to qualify for a discount on insurance premiums.
Defensive Driving Courses in Tennessee
Tennessee drivers who have a traffic ticket can attend defensive driving school to have the ticket dismissed. Typically, a defensive driving school must be court-approved. Drivers must attend defensive driving school on a deadline and must pay all fees associated with enrollment before the deadline.
If you choose not to enroll in defensive driving, you will be required to pay the citation fine, and points will likely be assessed against your driver’s license. Additionally, you may experience higher insurance rates with a traffic violation on your driving record.
Tennessee Defensive Driving Course Eligibility
Typically, Tennessee drivers who have a traffic violation will be eligible to dismiss their ticket by attending and completing defensive driving school. There are, of course, specific eligibility requirements, however. These requirements typically include:
- drivers must have a valid license
- drivers may not have more than one moving violation in the past three years
- drivers may not have attended a four-hour defensive driving class in the past five years
- drivers may not have a commercial driver’s license, regardless of whether the driver was driving a commercial vehicle at the time of the citation
- drivers must show proof of insurance and registration before scheduling their class
- drivers under the age of 18 may be required to attend defensive driving in the classroom instead of online
Individual courts have their own eligibility requirements, so these may vary. Before you enroll in defensive driving to have your ticket dismissed, you should verify your eligibility with the court to ensure that you’ll get credit for completing the course and have the ticket removed from your record.
Tennessee Traffic Ticket Dismissal with Defensive Driving
Tennessee drivers can use defensive driving to dismiss traffic tickets. You will need to work with the court to enroll in this program. Typically, drivers contact the court to verify eligibility and request permission to participate in the program. Most drivers will be required to pay a fee to the court and a course enrollment fee, attend the course within two months, and then return a Certificate of Completion to the court.
Failure to pay for the class or failure to return the Certificate of Completion to the court can result in drivers’ issues. Some courts will automatically suspend your driver’s license, while others will apply the citation to your driving record and require payment for the citation.
Defensive Driving Courses Available in Tennessee
For most drivers, Tennessee’s defensive driving course is four hours long and can be completed in the classroom or online. Some schools offer courses with multiple sessions or may require that you complete the course in one single day. Typically, online defensive driving courses are available at your convenience, whether you finish them in one day or multiple sessions.
Some drivers will be required to take Tennessee’s eight-hour course. This is usually for drivers required by the Department of Safety to enroll in the course to retain their license due to points accumulation.
The defensive driving course will teach you how to avoid accidents and learn defensive driving skills. Curriculum depends on the individual traffic school, but most courses include instruction in:
- how to prevent traffic accidents
- avoiding and dealing with adverse conditions and other drivers
- awareness of traffic situations
- safe driving techniques
- current Tennessee traffic laws and regulations
Defensive Driving for Car Insurance Discounts in Tennessee
Many Tennessee drivers enroll in defensive driving to avoid traffic citations or as part of an order from the Tennessee Department of Motor Vehicles. However, defensive driving is simply smart education for drivers. Many insurance companies like to reward safe drivers for voluntarily completing defensive driving courses in Tennessee with a discount on auto insurance.
Tennessee Defensive Driving Insurance Discounts
Drivers in Tennessee aged 50 and older are eligible to complete a defensive driving course for an insurance discount. However, the amount of discount will depend on the individual insurance company. Most will offer a discount between 5% and 20%, typically about 10% for most drivers.
Tennessee Defensive Driving Insurance Discount Eligibility
Most insurance companies only offer defensive driving discounts to drivers 50 and older; however, policies may vary depending on the individual company. It’s best to contact your insurance company and other competing insurance companies to determine if you’re eligible for a discount.
Insurance Defensive Driving Courses Available in Tennessee
Tennessee drivers interested in a defensive driving discount can enroll in the state’s four or eight-hour programs. These programs will teach life-saving driving skills that are designed to make you a better, safer driver. The curriculum in the course usually includes:
- reducing the risk of collision
- limiting distractions while driving
- properly using safety restraints
- avoiding alcohol and drugs while driving
- safely maintaining your vehicle
- avoiding road rage and aggressive driving
- updated and current Tennessee traffic laws and regulations
Enroll in a Tennessee Defensive Driving Course
Become a safer driver today. Enroll in a Tennessee defensive driving course with a qualified driving school in our directory.