Wisconsin offers a traffic safety course for drivers who need improvement in driving skills. Often, drivers are referred to the traffic safety course due to demerit points or certain violations. However, Wisconsin drivers can electively enroll in defensive driving in order to earn an auto insurance discount.
Defensive Driving Courses in Wisconsin
Wisconsin has a point system for drivers, in which demerit points are assessed to drivers when convicted of a moving violation. Violations like following too closely or failing to give proper signal have a points value of 3, while more serious offenses like reckless driving or operating under the influence of alcohol or drugs will have a points value of 6.
Drivers who have accumulated 12 or more demerit points in one year will be suspended for two months. However, drivers can elect to attend an approved traffic safety course to reduce their point total by three points and avoid a suspension. Drivers who have a point total of 12, 13, or 14 and complete a traffic safety course may have their suspension released.
Unlike many other states, drivers in Wisconsin are not able to use traffic safety courses to avoid having a moving violation conviction placed on their record. Still, the traffic safety course program can be used to reduce demerit points and avoid a suspension.
Wisconsin Defensive Driving Course Eligibility
Drivers who are required to complete a traffic safety course will be notified by the Department of Transportation. However, those who choose to complete the course voluntarily may be required to meet certain eligibility requirements. There are few exceptions to eligibility, and typically online include:
- drivers who have previously completed the course for points reduction within the past three years
Of course, some situations may call for additional eligibility requirements. If you plan to take the traffic safety course voluntarily, it's a good idea to contact the Department of Transportation to verify that you'll be able to get credit for completing your course.
Wisconsin Traffic Ticket Dismissal with Defensive Driving
Wisconsin drivers are not able to dismiss traffic tickets with a traffic safety course completion. However, if you're concerned about accumulated points, you can enroll in the traffic safety course to remove up to three points from your driving record. This can be done once every three years.
Defensive Driving Courses Available in Wisconsin
Wisconsin offers three different traffic safety courses for different types of driving education needs. The most commonly used is Traffic Safety School, which offers basic safe defensive driving techniques. The Group Dynamics course is offered for drivers who have convictions for operating while intoxicated. Drivers in the Multiple Offender Program are those who have been convicted of operating while intoxicated more than once.
Typically, drivers will enroll in the Traffic Safety School program. This course offers instruction in defensive driving and safe driving techniques, and can be life saving. Curriculum will depend on your individual school, but typically includes:
- avoiding alcohol and drugs while driving
- dealing with and avoiding aggressive driving or road rage
- proper following distance
- the importance of maintaining a safe speed
- the use of safety restraints
- adjusting driving for driving situations including weather, traffic, and construction
- defensive driving techniques
- Wisconsin traffic laws and regulations
Defensive Driving for Car Insurance Discounts in Wisconsin
Wisconsin drivers can electively enroll in traffic safety school even if they have no points to dismiss. In fact, it's a great idea to enroll and learn how you can become a safer driver. Many insurance companies in Wisconsin will reward safe drivers who have completed traffic safety school with an auto insurance discount.
Wisconsin Defensive Driving Insurance Discounts
Wisconsin insurance companies will typically offer a discount to drivers who have voluntarily completed the traffic safety school course. Most insurance companies offer a discount of about 10%, though it may vary between 5% and 20% depending on your individual insurance company's policies.
Wisconsin Defensive Driving Insurance Discount Eligibility
Your insurance company will determine whether you're eligible for an auto insurance discount after completing a traffic safety school course. Some insurance companies will only offer discounts to mature drivers over 50 or 55, or new teenage drivers. However, all drivers may be eligible, so it's a good idea to contact your insurance company to find out if you can earn a discount for completing traffic safety school.
Insurance Defensive Driving Courses Available in Wisconsin
Voluntary traffic safety school programs in Wisconsin are the same courses offered to traffic violators in the state. In this course, you will learn how to become a safer driver with defensive driving techniques and other curriculum. Generally, Wisconsin traffic safety school courses will include instruction in:
- defensive driving techniques
- limiting distractions while you're driving
- how to properly use safety restraints
- avoiding drunk driving or impaired driving
- proper following distance and safe driving speeds
- Wisconsin driving laws and regulations
Enroll in a Wisconsin Defensive Driving Course
Wisconsin's traffic safety schools can make you a safer driver, help you avoid a license suspension, or offer a discount on your auto insurance. Get started with your traffic safety school enrollment and benefits by contacting a qualified provider in our directory today.
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