With defensive driving, Oregon drivers can improve their driving skills and learn about driving safely in the state. Often, Oregon drivers take defensive driving to avoid a conviction for traffic violations. Still, Oregon drivers also take defensive driving to earn auto insurance discounts and improve their driving knowledge.
Defensive Driving Courses in Oregon
Under Oregon’s driver improvement program, drivers with multiple traffic offenses or preventable accidents will have restricted driving privileges or suspensions. Drivers under the age of 18 with two convictions, two accidents, or a combination of the two will be prohibited from driving for 90 days. Underage drivers will only drive to work with no passengers except a parent, step-parent, or guardian during that period. Underage drivers with a third conviction or accident will have driving privileges suspended for six months.
Drivers over the age of 18 are also subject to restriction. If you have three convictions, three accidents, or a combination of three convictions or accidents in 18 months, your driving privileges will be restricted for 30 days. While limited, you will not be able to drive between midnight and 5:00 a.m. unless it is work-related. After a fourth accident or conviction in 24 months, your driving privileges will be suspended for 30 days. Oregon drivers who have been suspended must meet specific reinstatement requirements, pay fees, and complete required materials.
Traffic convictions can add up to trouble, but if you participate in Oregon’s traffic safety school diversion program, you can avoid having a conviction added to your driving record. For drivers with multiple convictions, this can mean avoiding a restriction or suspension, and for all drivers, traffic school typically helps to avoid an increase in insurance rates.
Oregon Defensive Driving Course Eligibility
Oregon’s traffic safety school diversion program promotes safe driving and is widely open to most drivers in the state. Nearly all drivers will be eligible for the program, with only a few exceptions. These exceptions include:
- drivers with a commercial driver’s license
- drivers who have received another moving violation ticket within the past three years
- drivers who completed traffic diversion or traffic school within the last three years
- violations for speeding over 100 miles per hour
Before enrolling in traffic school, be sure to check with the court where you are handling your ticket. Typically, you will be required to receive authorization to attend, and the court will need to verify your eligibility. If you complete traffic school without permission, you may not receive credit for your enrollment.
Oregon Traffic Ticket Dismissal with Defensive Driving
Oregon allows for drivers to avoid traffic ticket convictions by participating in the traffic safety school diversion program. Under this program, drivers who are not habitual offenders can attend a traffic school session. Those who complete the program successfully will not have a conviction entered on their driving record. This allows drivers to avoid restrictions and suspensions as well as auto insurance rate hikes.
To participate in the traffic safety school diversion program, drivers must waive the right to trial and plead no contest to the charge. The program can only be used for a single offense, not multiple offenses. Drivers must complete and file a diversion agreement and request diversion before their court appearance. Agreements must be filed no later than two weeks after a scheduled court appearance. Drivers will pay 75% of the base fine assessed for the citation, and the payment must be made in full within 90 days of the date the agreement is filed. Late payments may result in fees and suspension.
Drivers must attend and complete the traffic school program within 90 days of filing the agreement. Some schools will automatically report attendance, while others will require you to provide proof to the court. Either way, drivers will need to call the court two weeks after attendance to confirm that they have received notification. Additionally, drivers must obey all traffic laws during the 90 day period. If you do not meet the agreement’s requirements, it may be terminated, and you will be convicted of the charge. The conviction will go on your driving record and count toward restrictions and suspensions. It will also be reported to your insurance company.
Defensive Driving Courses Available in Oregon
Oregon’s defensive driving programs are typically at least four hours long, though actual times may vary depending on the program. Courses are available in person and online and may be offered in single or multiple sessions. Oregon’s traffic school programs teach drivers about essential issues in driving safety and traffic laws. The actual curriculum will vary depending on the program, but Oregon’s traffic schools usually offer instruction in topics including:
- driver behavior and responsibilities
- highway safety information
- collision avoidance techniques
- defensive driving
- avoiding drunk or impaired driving
- the use of vehicle safety features and restraints including airbags, anti-lock brakes, seat belts, and car seats
- aggressive driving and road rage
- distracted driving and its dangers
- Oregon traffic laws and regulations
Defensive Driving for Car Insurance Discounts in Oregon
Drivers in Oregon often complete defensive driving traffic school to avoid a traffic ticket conviction, but you don’t have to wait for a ticket to enroll. Taking defensive driving can teach you how to become a safer, more aware driver — and it can earn you a significant discount on your auto insurance rates. Often, insurance companies offer discounts to safe drivers who have voluntarily completed a defensive driving course.
Oregon Defensive Driving Insurance Discounts
Oregon drivers who have voluntarily enrolled in a defensive driving course are often eligible for a discount from their auto insurance provider. This is a perk offered to safe drivers who are proactive about avoiding accidents and traffic violations with additional education. Most insurance companies will offer between 5% and 20% off auto liability insurance rates, but the discount is typically about 10% for many drivers.
Oregon Defensive Driving Insurance Discount Eligibility
In Oregon, defensive driving discounts are usually for mature drivers who are age 50 or older. However, insurance companies may offer a discount to all drivers. Check with the Oregon DMV and your insurance company to find out their policy and see if you’re eligible to earn a discount by completing a defensive driving course.
Insurance Defensive Driving Courses Available in Oregon
Oregon drivers who voluntarily enroll in defensive driving will typically complete the same course that drivers use to avoid a ticket conviction. This course offers the same excellent education in safe driving and defensive driving techniques and is a great tool for becoming a better driver. Most courses will offer instruction in topics including:
- becoming a courteous, polite driver
- avoiding accidents
- the dangers of impaired driving due to alcohol or drugs
- properly using vehicle safety features, especially anti-lock brakes, and seat belts
- the dangers of distracted driving
- Oregon’s traffic laws and regulations
Enroll in an Oregon Defensive Driving Course
Become a safer driver, improve your driving record, and get lower auto insurance rates with a defensive driving course in Oregon. Check out the traffic schools in our directory to find a course today!