In Ohio, drivers can take advantage of defensive driving courses. These courses offer the opportunity to learn about driving safety, save on insurance, and even have certain traffic charges dismissed.
Driver Improvement Courses in Ohio
Drivers who have been charged with a traffic violation may be eligible to participate in the court’s safety traffic program to have the charge dismissed. The program is designed for drivers with minor moving violations and, if completed properly, will help you avoid a conviction on your driver’s record, as well as avoid having points added to your record. It may also help you reinstate your Ohio driver’s license. This can save on ticket fees and help avoid higher auto insurance premiums following the violation. Most drivers charged with a traffic violation will be eligible, but some exceptions do exist.
Ohio Defensive Driving Course Eligibility
Traffic diversion programs in Ohio are operated on the individual court level. That means requirements may vary between courts, so drivers eligible for the program in one county or municipality may not be eligible in another. However, most drivers charged with a minor traffic violation will be eligible. Restrictions on eligibility for the programs may include:
- drivers without current automobile insurance
- drivers charged with higher violations including reckless driving, school or construction zone offenses, accidents, and severe infractions
- drivers who are operating a vehicle while under certain suspensions
- unsatisfactory traffic or criminal record, including moving violations, prior convictions, and unrelated felony or criminal convictions
- previous enrollment in the traffic diversion program (varies by court, some set a time limit on how often drivers can use the program)
Before you enroll in a course for the traffic diversion program, it’s important to contact the court to verify your eligibility and get permission to participate in the program. If you enroll before being approved, you could lose eligibility to participate and benefit from taking the course. The Ohio DMV is an excellent source of information as well.
Ohio Traffic Ticket Dismissal with Defensive Driving
If you’d like to participate in the traffic diversion program, enrolling is typically as simple as contacting the court. Most drivers with minor offenses that do not require a personal appearance at the court can fill out and mail an application to participate in the program. The application should be accompanied by payment for the fine and cost of the program. Additionally, the driver must enter a guilty or no contest plea to the traffic charge.
With a completed and approved application and payment, your case proceedings will be stayed for 60 days to allow you to complete a defensive driving course either online or in person. You will be allowed to enroll with a provider of your choice, as long as the court approves the school.
After completing your defensive driving course within the 60 day period, you will send the court clerk a certificate showing your successful completion. Your case will be dismissed with this certificate, and you will not have a conviction recorded on your driving record with the state.
If you fail to attend the course or fail to submit your completion certificate to the court, your violation will be reported as a conviction on your driving record. Additionally, you will not be issued a refund for your fine program cost payment.
Defensive Driving Courses Available in Ohio
Taking Ohio’s defensive driving course will teach you about safe driving in the state and beyond. You’ll get a chance to improve your driving skills, get an update on Ohio traffic laws, and learn more about responsible driving. Plus, you’ll have a better understanding of how to avoid accidents and further traffic violations. Defensive driving courses are available both in the classroom and online and are a minimum of eight hours in length, whether they are offered on multiple days or one single session. The curriculum in Ohio’s defensive driving courses includes:
- defensive driving techniques
- how to avoid collisions from behind, oncoming, and at an intersection
- whether accidents are preventable or not
- proper passing technique
- driver attitude
- avoiding common types of collisions
- Ohio traffic laws and regulations
Defensive Driving for Car Insurance Discounts in Ohio
While defensive driving courses are useful for drivers faced with a ticket, receiving a violation isn’t the only reason you might want to complete a driver improvement course in Ohio. These courses offer essential instruction on safe driving and accident avoidance, and they can help you improve your driving skills and refresh your understanding of state traffic laws.
Many insurance companies in Ohio offer defensive driver discounts to drivers aged 50 and older. Discounts can range from five percent to up to 15 percent, depending on your insurance company.
Ohio Defensive Driving Insurance Discounts
Ohio insurance companies typically offer mature drivers a discount on auto insurance premiums for completing a defensive driver course. The discount will vary by company and depends on the individual insurance company’s policies but may be up to 15% for certain drivers.
Ohio Defensive Driving Insurance Discount Eligibility
Mature drivers in Ohio may be eligible to receive a car insurance discount for completing a defensive driving course. Most only require that drivers are 50 years of age or older and complete an approved defensive driving course. Most companies offer a three-year discount, after which you will need to complete the course again to renew your discount. Before you enroll in a defensive driving course, contact your insurance company to verify your eligibility and the level of discount available.
Insurance Defensive Driving Courses Available in Ohio
Drivers who complete Ohio’s defensive driving course for insurance discounts will enroll in the same course as those with traffic violations. The course offers important instruction in safe driving techniques, collision avoidance, and defensive driving. Your insurance defensive driving course in Ohio will include instruction in:
- avoiding accidents and collisions
- defensive driving techniques
- preventable and unpreventable accidents
- driver attitude
- updated traffic laws and regulations in Ohio
Enroll in an Ohio Driver Improvement Course
Ready to start your Ohio defensive driving course? Enroll in a defensive driving course with one of the schools in our directory today.
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